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Third-quarter 2026 net income was $15.3 million, or $1.18 per diluted share, versus $9.7 million, or $0.72 per share, a year earlier. Net interest margin widened to 3.91% from 3.78%, and the efficiency ratio improved to 54.86% from 58.05%.
Twilio reported Q2 revenue of $1.5 billion, with organic revenue growth of 17% year over year. It raised its full-year organic revenue growth target to 13–13.5% and reported revenue growth target to 18–18.5%.