Rocket Mortgage adopts VantageScore 4.0 as preferred credit model for eligible loans
Rocket Companies unit says the shift will default to VantageScore 4.0 for eligible loans in Q4 2026.
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Rocket Mortgage Adopts VantageScore 4.0 for Eligible Loans
Rocket Mortgage will default to VantageScore 4.0 on eligible mortgages in Q4 2026 after testing showed more clients qualify and lower scoring costs. Some product types will continue using FICO.Material DetailsContext by AI AnalystThis is a strategic operational shift aligning with FHFA-backed model…