ACI Speedpay Pulse report finds 59% of US adults lack savings for $1,000 emergency expense
ACI Worldwide’s 2026 Speedpay Pulse Report found 59% of US adults lack savings to cover a $1,000 emergency expense. Control over bill timing has become decision-driving, with over 60% calling it very or extremely important. Debit card use reached 52.7% in 2025, leading credit cards by 11.4%, signaling a shift toward sp