LCNB Third — Quarter Net Income Rises 5% Year Over Year to $7.31 Million

LCNB’s third-quarter 2026 net income rose 5% year over year to $7.31 million. Net interest income climbed 9% year over year to $19.68 million, primarily due to lower funding costs and higher earning-asset yields. Non-interest income fell 6% year over year to $5.34 million, primarily due to lower service charges, fees and loan-sale gains. The provision for credit losses more than doubled year over year to $453,000. During the quarter, LCNB completed its first $25 million subordinated debt offering to support future growth and expansion strategies. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. LCNB Corporation published the original content used to generate this news brief via (Ref. ID: 20261015297210) on October 15, 2026, and is solely responsible for the information contained therein. (C)