Allianz Life to Offer One — of — A — Kind RILA Benefit That Protects Both Income and Legacy

For best results when printing this announcement, please click on link below: Allianz Life to Offer One-of-A-Kind RILA Benefit That Protects Both Income and Legacy Legacy+™ Income Benefit builds on the history of RILA innovation at Allianz Life. Allianz Life Insurance Company of North America (Allianz Life ) announced today an only-one-of-its-kind retirement benefit in the registered index-linked annuity (RILA) market that continues to provide a death benefit even if the contract value falls to $0 from income payments. The new Legacy+™ Income Benefit, an optional rider available for an additional cost, offers both a protected financial legacy and lifetime income.

The new Legacy+™ Income Benefit builds on the history of RILA innovation at Allianz Life to help meet the increasing desire of Americans to leave a financial legacy and address the concern that spending in retirement will reduce or eliminate the amount left to loved ones. Leaving a legacy has become increasingly important to Americans over the last five years, according to the 2026 Annual Retirement Study from the Allianz Center for the Future of Retirement(®). The majority of Americans (56%) would rather leave a lot of money as legacy for their family or causes they care about than spend down their entire retirement on themselves.

This is up 18 percentage points from five years ago, when just 38% prioritized legacy. The protected Legacy Value for beneficiaries is locked in at 50% of the accumulated contract value when income payments start and will not change regardless of how long the retiree receives income payments(1). The guaranteed Legacy Value can be accessed earlier if circumstances change(2). “Too many retirees may sacrifice their enjoyment of retirement and underspend to ensure that they have money to pass on to their loved ones as a legacy,” says Corey Walther, president of Allianz Life Financial Services, LLC.

” The Legacy+™ Income Benefit(3) is now available on two Allianz Life RILAs, Index Advantage+ Select Income(®) Annuity and Income Advantage ADV(®) Annuity. Allianz Center for the Future of Retirement(®) conducted the 2026 Annual Retirement Study in January 2026 with a nationally representative sample of 1,000 respondents age 25+ with an annual household income of $50K+/$75K+ (single/married) OR investable assets of $150K+. (1 )The Legacy Value is reduced for any Excess Withdrawals or Legacy Withdrawals taken. Such withdrawals reduce income payments, perhaps significantly, and result in termination of the benefit and your contract.

(2 )A full Legacy Withdrawal would result in the contract ending, and termination of future lifetime income payments. (3) The Legacy+™ Benefit is only included with the Legacy+™ Income Benefit, an optional rider selected at contract issue, and representing a different income benefit option than selection of the Income Benefit rider. 70% income benefit rider fee. 55%, which are deducted annually from the contract.

Please note there are other applicable contract charges. RILAs provide indexed return potential with the opportunity for varying levels of protection through multiple index options available prior to receiving annuity payments, tax-deferred growth potential, a variety of annuity options, and a death benefit during the accumulation phase. RILAs are subject to investment risk, including possible loss of principal. Investment returns and principal value will fluctuate with market conditions so that contract value, upon distribution, may be worth more or less than the original cost.

0197 for a prospectus. The prospectuses contain details on investment objectives, risks, fees, and expenses, as well as other information about the RILA, index options, and any available variable option(s), which you should carefully consider. Please read the prospectuses thoroughly before sending money. Withdrawals will reduce contract values and the value of any potential protection benefits.

All withdrawals are subject to ordinary income tax and, if taken prior to age 59 ½, may be subject to a 10% federal additional tax. Guarantees are backed solely by the financial strength and claims-paying ability of the issuing insurance company and do not apply to the performance of the variable subaccount(s), which will fluctuate with market conditions. Registered index-linked annuities are issued by Allianz Life Insurance Company of North America and distributed by its affiliate, Allianz Life Financial Services, LLC, member FINRA, 5701 Golden Hills Drive, Minneapolis, MN 55416-1297. 5427 (L40538-01, L40538-01-IADV) This content does not apply in the state of New York.

The Allianz Center for the Future of Retirement produces insights and research as a part of Allianz Life Insurance Company of North America. About Allianz Life Insurance Company of North America Allianz Life Insurance Company of North America (Allianz Life), one of the Ethisphere World’s Most Ethical Companies(®), has been trusted since 1896 to help millions of Americans prepare for financial uncertainties and retirement with a variety of innovative risk management solutions. 7 billion. Allianz Life is a leading provider of fixed index annuities, registered index-linked annuities, and indexed universal life insurance.

Additionally, Allianz Investment Management LLC (AllianzIM), a registered investment adviser and wholly owned subsidiary of Allianz Life, manages the suite of AllianzIM exchange-traded funds (ETFs). Allianz Life and AllianzIM are part of Allianz SE, a global leader in the financial services industry with more than 156,000 employees in nearly 70 countries. Allianz Life is a proud sponsor of Allianz Field(®) in St. Paul, Minnesota, home of Major League Soccer’s Minnesota United.

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