Kraken parent Payward posts 66% drop in Q3 adjusted EBITDA, plans US prediction markets and personal finance AI agent

Kraken parent Payward reported $60 million in third-quarter adjusted EBITDA on Friday, up from $23 million in the second quarter, but down by about two-thirds from the $178.6 million it posted a year earlier.Payward replaced adjusted revenue with a measure it calls "total platform margin," which al…