Bank Rakyat Indonesia Reports 16.8% Net Profit Growth for 9M26
BRI said lower funding costs and improved asset quality helped offset pressure on net interest margin. Loan growth exceeded its full-year 2026 guidance, with expansion in retail CASA, digital banking, consumer and gold businesses.
PT Bank Rakyat Indonesia (Persero) Tbk (BRI) reported a 16.8% year-over-year rise in net profit for the first nine months of 2026. The bank's performance was supported by lower funding costs and improved asset quality, which helped offset pressure on its net interest margin (NIM). Notably, loan growth for the period exceeded the bank's full-year 2026 guidance. Additionally, the company saw expansion across its retail CASA (Current Account Savings Account), digital banking activities, and its consumer and gold business segments.