Bank of England Bank Liabilites/Credit Conditions Surveys

Credit Condition Survey: - - Secured household credit availability unchanged in Q2 and expected to increase in Q3. - - Unsecured household credit availability increased in Q2 and expected to decrease in Q3. - - Corporate credit availability unchanged in Q2 with slight decrease for small and medium businesses; expected unchanged in Q3. - - Demand for secured house purchase and remortgaging increased in Q2 and expected to decrease in Q3. - - Overall unsecured demand unchanged in Q2 and Q3. - - Corporate demand decreased for small and medium businesses in Q2 and expected unchanged in Q3. - - Secured spreads widened in Q2 and expected to narrow in Q3. - - Unsecured spreads narrowed in Q2 and expected to narrow in Q3. - - Default rates unchanged for secured and corporate loans in Q2 and expected unchanged in Q3. - - Unsecured default rates increased in Q2 and expected to increase in Q3. - - - Bank Liability Survey: - - Funding volumes increased in Q2 and expected to increase in Q3. - - Other funding and retail deposits rose; costs relative to reference rates increased in Q2 and expected to increase in Q3. - - Household deposit supply increased and expected to increase; pnfc supply decreased and expected to decrease. - - Proportion of long-term wholesale funding increased; investor demand from uk and non-uk sources decreased slightly in Q2 and expected to decrease slightly in Q3. - - Total capital levels increased in Q2 and expected to decrease slightly in Q3; average cost of capital decreased in Q2 and expected to increase in Q3. - - Transfer price increased in Q2 and expected to decrease in Q3. - - - Link: