OppFi Reports Q3 Results, Updates 2026 Guidance and Launches Credit Product
OppFi reported $34.48 million in GAAP earnings, or $0.40 per share, and $92.75 million in revenue for the quarter ended September 30, 2026. It refined full-year revenue guidance to $600 million–$610 million and adjusted EPS guidance to $1.34–$1.40, and launched a new line of credit product.
Story updates
OppFi Inc. announced its financial results for the third quarter ended September 30, 2026, alongside the launch of a new line of credit product. The company reported GAAP earnings of $34.48 million, or $0.40 per share, and adjusted earnings of $31.56 million, or $0.37 per share, on revenue of $92.75 million. Management refined its full-year 2026 guidance, now projecting total revenue between $600 million and $610 million, adjusted net income between $115 million and $120 million, and adjusted EPS between $1.34 and $1.40.
Additionally, the company repurchased $6.7 million of common stock during the quarter and reported $102.7 million in unrestricted cash and $690.7 million in total funding capacity as of September 30, 2026.