RCS — Peninsular Capital — Publication of a Prospectus

For best results when printing this announcement, please click on link below: RNS Number: 3791Z Peninsular Capital PLC 16 October 2026 Not For Distribution Or Release In Or Into The United States Of America (Or To U.s.

Persons), Australia, Canada Or Japan, Or In Any Other Jurisdiction In Which Offers Or Sales Of Securities Would Be Prohibited By Applicable Law £2,000,000,000 Note Programme (the "Programme") established by Peninsular Capital plc Peninsular Capital plc (the "Issuer") a subsidiary of VIVID Housing Limited has today published programme admission particulars dated 16 October 2026 in accordance with the rulebook of the International Securities Market and contains details of the Programme and the Issuer (the "Programme Admission Particulars").

To view the full document, please paste the following URL into the address bar of your browser: Credit ratings The Programme has been rated A by S&P Global Ratings UK Limited and A by Fitch Ratings Ltd. The VIVID Group has been rated A (outlook stable) by S&P Global Ratings UK Limited and A (outlook stable) by Fitch Ratings Ltd. A copy of the S&P and Fitch Notices can be found at Publication of Sustainable Finance Framework The Issuer's parent, VIVID Housing Limited, has also published its updated Sustainable Finance Framework (the "Framework"). The Framework is supported by a Second Party Opinion provided by DNV.

The Framework and the Second Party Opinion can be found at About VIVID We are a leading provider of affordable homes and extensive support services in the south of England. We have over 84,000 customers and around 38,000 homes across Hampshire, Surrey, Berkshire and West Sussex. Everyone has the right to a safe and secure place to call home. With a VIVID home our customers also have access to a wide range of tailored support to sustain their tenancies and look after their wellbeing.

This is summed up in our vision "More homes, bright futures". We are doing all we can to help people through the cost-of-living crisis. We invest in communities and address the shortage of affordable housing in the south, building the right type of homes to meet society's needs. We are the 6th largest developer of new homes amongst housing associations in England, having built 1,549 in the financial year ended 31 March 2026.

For further information, please contact: Peninsular Capital plc Jonathan Roberts Group Treasurer Peninsular House Wharf Road Portsmouth Po2 8hb Telephone: 01252 368676 Email: jonathan.roberts@vividhomes.co.uk Disclaimer - Intended Addressees Please note that the information contained in the Programme Admission Particulars may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Programme Admission Particulars) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Programme Admission Particulars is not addressed.

Prior to relying on the information contained in the Programme Admission Particulars you must ascertain from the Programme Admission Particulars whether or not you are part of the intended addressees of the information contained therein. Your right to access this service is conditional upon complying with the above requirement. This information is provided by Reach, the non-regulatory press release distribution service of RNS, part of the London Stock Exchange. Terms and conditions relating to the use and distribution of this information may apply.

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