M&T Bank Q3 2026 Earnings Call Transcript

M&T Bank (NYSE: MTB ) reported third-quarter financial results on Friday. The transcript from the company's third-quarter earnings call has been provided below. APIs provide real-time access to earnings call transcripts and financial data. Visit to learn more. View the webcast at Summary M&T Bank reported third-quarter 2026 earnings with diluted GAAP EPS of $5.04, down from $5.32 in the previous quarter, and net income of $775 million compared to $818 million. The company experienced solid loan growth, particularly in commercial real estate and consumer segments, and increased deposits by $3.3 billion, reducing reliance on short-term borrowings. M&T Bank's net interest margin slightly declined by 5 basis points to 3.65% due to increased funding costs, while net interest income remained stable at $1.8 bill...