PNC Q3 26 Earnings
Adjusted EPS: $5.09 (est $4.92) - Revenue: $6.56B (est $6.61B) - Net Interest Income: $4,206M (est $4,250M) - Adjusted Net Interest Margin: 2.94% - Provision For Credit Losses: $189M - CET1 Capital Ratio: 9.8% - Average Loans: $372.2B At Quarter End - Average Deposits: $461.2B At Quarter End - Integration Costs Related To FirstBank Acquisition: $36M - Q3 Significant Items Of Negative $25M Related To Net Visa Activity - Combined After-Tax Impact Of Integration Costs And Q3 Significant Items Resulted In 12c Reduction To Q3 EPS - Q4 Share Repurchase Activity Expected To Approximate Q3 Levels - Sees FY2026 Net Interest Income Up About 15.5% - Sees FY2026 Total Revenue Up About 13.7% - Sees FY2026 Average Loans Up About 13.5% - Sees FY2026 Noninterest Income Up About 10.5% - Sees Q4 2026 NIM At 3.0% Or Above - Sees Q4 2026 Net Charge-Offs About $250M
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Adjusted EPS: $5.09 (est $4.92) - Revenue: $6.56B (est $6.61B) - Net Interest Income: $4,206M (est $4,250M) - Adjusted Net Interest Margin: 2.94% - Provision For Credit Losses: $189M - CET1 Capital Ratio: 9.8% - Average Loans: $372.2B At Quarter End - Average Deposits: $461.2B At Quarter End - Integration Costs Related To FirstBank Acquisition: $36M - Q3 Significant Items Of Negative $25M Related To Net Visa Activity - Combined After-Tax Impact Of Integration Costs And Q3 Significant Items Resulted In 12c Reduction To Q3 EPS - Q4 Share Repurchase Activity Expected To Approximate Q3 Levels - Sees FY2026 Net Interest Income Up About 15.5% - Sees FY2026 Total Revenue Up About 13.7% - Sees FY2026 Average Loans Up About 13.5% - Sees FY2026 Noninterest Income Up About 10.5% - Sees Q4 2026 NIM At 3.0% Or Above - Sees Q4 2026 Net Charge-Offs About $250M