SFSA decision lifts SEB risk exposure amount by about SEK 150 billion, hits capital buffer 120 bps

Sweden’s financial regulator ordered SEB to raise risk-weighted assets by about SEK 150 billion following a review of IRB models. Move is expected to cut the capital buffer by 120 bps on a pro forma basis as of June 30, 2026. Higher capital charge must be implemented by Dec. 31, 2026, pending model approvals. Impact split between a methodological shift to Pillar 1 measures worth 20 bps, plus Pillar 1 calibration worth 100 bps. SEB expects to begin submitting IRB model applications by Q3 2027 at the latest, with REA outcome subject to regulatory approval. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. SEB — Skandinaviska Enskilda Banken AB published the original content used to generate this news brief via Cision (Ref. ID: 20261014:BIT:3116:0) on October 14, 2026, and is solely responsible for the information contained therein. (C)