Symetra Enhances Registered Index — Linked Annuity Suite with Symetra Trek Destinations(SM)

For best results when printing this announcement, please click on link below: Symetra Enhances Registered Index-Linked Annuity Suite with Symetra Trek Destinations((SM) New protection options, expanded index strategies offer retirement customers greater flexibility, choice and control Symetra Life Insurance Company today announced significant enhancements to its registered index-linked annuity (RILA) lineup with the introduction of Symetra Trek Destinations((SM)), providing financial professionals and their clients with greater flexibility, expanded growth opportunities and a wider spectrum of downside protection options.

The enhancements reflect Symetra's ongoing commitment to developing retirement solutions that help customers navigate changing market conditions while balancing growth potential and protection. “Today's retirement customers are looking for greater choice in how they participate in market opportunities while managing risk,” said Kevin Rabin, senior vice president, Retirement Products. ” Key enhancements include: New 6-Year 1% Buffer Option—A new 6-year account with a 1% buffer expands the range of protection choices.

With buffer options now ranging from 1% to 100%, customers can select a level of downside protection that aligns with their preferences for growth potential and risk management. New Partial Return Lock Flexibility—A new Partial Return Lock feature gives customers additional control over gains with the ability to lock in a portion of an indexed account's value while keeping the remaining balance positioned for potential growth opportunities. The partial locked amount will grow at a fixed rate and at the end of the term assets may be reallocated among available renewal options.

Simplified Renewal Structure—Trek Destinations’ streamlined design updates renewal accounts so that all multi-year renewal accounts conclude at the end of year six, creating a more straightforward experience for customers and financial professionals. Expanded Index and Crediting Strategy Choices—New index and crediting strategy variations broaden the available indexed account options, allowing financial professionals and their clients to better align allocations with investment objectives, risk tolerance and market outlook.

Lower First-Year Surrender Charge—The first-year surrender charge has been reduced to 8%, enhancing liquidity while maintaining access to annual free withdrawals equal to the greater of 15% of contract value or accumulated interest earned. More Frequent Allocation Opportunities—Allocation dates have increased from twice monthly to four times per month, enabling customers to put assets to work sooner after purchase. "With Trek Destinations we have expanded the ways clients can customize their retirement strategy and take advantage of market opportunities with confidence.

Equally important, we’ve redesigned our Financial Professional digital tools to make using these features and benefits even easier,” said Andrew Farrell, senior vice president, Retirement Marketing, Sales and Distribution. About Symetra Trek Destinations Symetra Trek Destinations is a registered index-linked annuity designed to provide growth potential tied to the performance of selected market indexes while offering a level of protection against market losses. Clients can choose from multiple indexed accounts and protection options and retain flexible access to their assets through annual withdrawals, annuitization options and beneficiary death benefit features.

About Symetra Symetra Life Insurance Company is a subsidiary of Symetra Financial Corporation, a diversified financial services company based in Bellevue, Washington. In business since 1957, Symetra provides employee benefits, annuities and life insurance through a national network of benefit consultants, financial institutions, and independent financial professionals and insurance producers. S. S.

territory. Securities are offered through Symetra Securities, Inc. (SSI). Member FINRA.

Symetra Trek Destinations is an individual single-premium deferred annuity contract with index-linked interest options issued by Symetra Life Insurance Company (SLIC). Contract form number is ICC26_RC1 in most states. In Idaho, contract form number is ICC26_ RC1. The Point-to-Point with Buffer, Participation Rate and Cap Indexed Account Endorsement form number is ICC26_RE2 in most states.

S. S. territory. SSI and SLIC are affiliates and are both located at 777 108(th) Avenue NE, Suite 1200, Bellevue, WA 98004-5135.

Each company is responsible for its own financial obligations. Annuity contracts have terms and limitations for keeping them in force. Contact your registered representative for complete details. Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Symetra Trek Destinations has indexed accounts and a fixed account. Interest credited to the indexed accounts is affected by the value of outside indexes. Values based on the performance of any index are not guaranteed, and the contract value may decrease. The contract does not directly participate in any outside investment.

Indexed accounts with charges will incur an annual charge that will reduce the contract value and do not guarantee performance any greater than the indexed accounts without a charge. The indexed account charge will not be refunded regardless of the amount of indexed interest, whether positive or negative, that is credited to the indexed account. Indexed interest is calculated and credited (if applicable) at the end of an interest term. Indexed interest may be positive, negative, or zero.

Amounts withdrawn from the indexed account before the end of an interest term will not receive indexed interest for that term. Overall, withdrawals may result in a loss of principal due to adjustments and charges that may be imposed even if indexed account performance has been positive. If the Return Lock feature is exercised, no indexed interest will be credited to the indexed account at the end of the interest term. The indexed account charge, if any, is applied at the time of the Return Lock.

The performance of an index does not reflect the payment or reinvestment of dividends. It is not possible to invest in an index. Symetra reserves the right to add or remove any index or indexed interest crediting method options, including after the contract has been issued, subject to applicable regulatory approval. If any index is discontinued or if the calculation of any index is changed substantially, Symetra reserves the right to substitute a comparable index.

The fixed account interest rate, indexed interest caps, participation rates trigger rates, dual trigger rates, buffer and buffer plus are reset at the beginning of each interest term. Subsequent rates and caps may be higher or lower than the initial rates and caps, but they will never be less than the guaranteed minimums stated in the contract. SYMETRA LIFE INSURANCE COMPANY (“Symetra”) has filed a registration statement (including a prospectus) with the SEC for Symetra Trek Destinations. For more complete information about Symetra and Symetra Trek Destinations, you should read the prospectus and other documents Symetra has filed with the SEC before purchasing.

These documents are available for free by visiting EDGAR at ( ). Alternatively, Symetra or your registered representative will provide the prospectus by request. Contact Symetra toll-free at 1-800-796-3872, ext. 22136.

Symetra Trek Destinations is a long-term investment designed for retirement purposes. There is a risk of substantial loss of principal. Please refer to the prospectus and product resource page for more details. This material must be accompanied by a prospectus.

This is not a complete description of Symetra Trek Destinations. For a complete description, please ask your registered representative for a copy of the prospectus. com)