$UNH UnitedHealth Q3 2026 Earnings

Adj. EPS $4.69, est. $4.12 EPS $4.56, vs. $2.59 y/y Revenue $112.69B, est. $111.03B UnitedHealthcare Revenue $86.33B, est. $84.87B Optum Revenue $66.88B, est. $66.48B Medical Care Ratio 88.4%, est. 89.9% Operating Margin 5.8%, vs. 3.8% y/y Operating Cost Ratio 12.8%, est. 12.6% Total Enrollments 48.30M, est. 48.62M FY Adj. EPS Outlook At Least $20.50, prior $19.50—$20.00 FY EPS Outlook At Least $19.50, prior $18.45—$18.95 Shares +3.8% After Q3 Results