Press Release: Equifax Reports Accelerated Adoption of VantageScore(R) 4.0 Across the Mortgage Industry

Nearly 2,000 Mortgage Lenders Implementing Modern, Alternative Data-Driven Scoring Model; Equifax Extends $1 VantageScore 4.0 Pricing through the End of 2028 to Drive Industry Adoption, Homeownership Affordability, and Cost Savings -- Nearly 2,000 mortgage lenders and resellers are taking advantage of the Equifax offer of free VantageScore(R) 4.0 credit scores with paid legacy scores, and more than 165 lenders are exclusively using VantageScore 4.0 at the $1 price for certain types of loans. -- Equifax maintains $1 VantageScore 4.0 mortgage credit score pricing through the end of 2028 to expand industry adoption, reduce loan acquisition costs, and drive potential $1 billion in industry cost savings. -- Equifax continues to enhance the value of mortgage solutions by delivering The Work Number(R) Report Indicator and additional alternative data including telco, pay TV and utilities attributes alongside the Equifax mortgage credit report at no additional cost. ATLANTA, Oct. 8, 2026 // -- Equifax(R) (NYSE: EFX) today announced a significant milestone in mortgage scoring.