Capgemini warns banks risk losing USD 230 billion in payments revenue as stablecoins go mainstream

Capgemini analysis warned banks could lose USD 230 billion in payments revenue as stablecoins, tokenized deposits, CBDCs scale. Report projected these instruments reach about 4% of global payments volume by 2030, pressuring FX spreads, float, processing fees. Nearly 60% of corporates would source stablecoin services from non-banks if banks fail to keep pace. Tokenized deposits ranked banks’ top near-term priority to retain deposits, preserve liquidity; only 21% are scaling at least one instrument. Widespread adoption could unlock up to USD 4 trillion tied up in cross-border settlement and liquidity accounts, the report estimated. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capgemini SE published the original content used to generate this news brief via (Ref. ID: 202609240000OMX_____CNEWS_EN_GNW1001274195_en) on September 24, 2026, and is solely responsible for the information contained therein. (C)