Nu Holdings launches US banking suite and Nu Global multi-currency account
Nu Holdings commenced operations in the United States on September 10, 2026 with a full suite of financial products and launched Nu Global, a multi-currency digital account. US deposit accounts offer 3.50% APY via a partner-bank model, alongside fee-free transfers and a no-annual-fee credit card with unlimited 1.5% cashback.
Nu Holdings Ltd. said it began U.S. operations on September 10, 2026 with a full suite of financial products and a new multi-currency digital account called Nu Global. In the United States, Nu is working with FDIC-insured Lead Bank to offer deposit accounts paying 3.50% APY, fee-free domestic and international money transfers, and a no-annual-fee credit card with unlimited 1.5% cashback.
The company said it applied for a U.S. national bank charter in 2025 and received preliminary conditional approval in January 2026, and that the U.S. products are launching through a partner-bank model in the interim. Nu Global is described as a multi-currency, high-yield account with fast and free money transfers across 35+ countries, initially between Europe and Latin America, with Brazil, Colombia, Mexico and the U.S.
planned. The account offers yields of 3.50% and 2.20% APY on deposits converted into U.S. dollar- and euro-pegged stablecoins, USDC and EURC. Nu Global is paired with a virtual card for spending abroad and across currencies.
Customers of Nu Global may also hold and trade a curated selection of digital assets, including Bitcoin and Ethereum.