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Fomo and Robinhood Wallet memecoin buys may sidestep card crypto rules

On Fomo, buying Bitcoin or Ethereum involves transferring crypto in or buying USDC with a debit card before swapping. On Robinhood Wallet, similar steps apply, raising questions under card-network crypto rules.

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On Fomo, a popular "social trading" app, buying Bitcoin or Ethereum means either transferring in crypto from an outside wallet or buying USDC stablecoins with a debit card before making a swap.

On Robinhood Wallet, the public fintech's self-custody wallet app, the same general steps are required, t…