Jack Henry reports record Q4 and fiscal 2026 results
Jack Henry & Associates reported record fourth-quarter and full fiscal 2026 non-GAAP results, including Q4 revenue of $633 million and fiscal 2027 guidance for 5.5% to 6.5% GAAP revenue growth.
On Wednesday, Jack Henry & Associates (NASDAQ: JKHY ) discussed fourth-quarter financial results during its earnings call.
The full transcript is provided below.
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View the webcast at Summary Jack Henry & Associates reported record financial performance for Q4 and the full fiscal year 2026, with non-GAAP revenue of $633 million, up 7% year-over-year, and a non-GAAP operating margin of 21%.
The company achieved new sales records with 58 competitive core wins, including the largest new bank client in its history.
Strategic initiatives include advancements in AI and cybersecurity, collaboration with Google Cloud, and participation in Project Glasswing.
Fiscal 2027 guidance projects GAAP revenue growth of 5.5% to 6.5%, with expected non-GAAP margin expansion of 20 to 40 basis points.
The company anticipates maintaining strong momentum, particularly with larger institutions and new AI-driven product offerings.
Full Transcript B Good morning and welcome to The Jack Henry fourth quarter and full year fiscal 2026 earnings conference call.
All participants will be in listen only mode.
Should you need assistance, please signal a conference specialist by pressing the star key followed by zero.
After today's presentation, there will be an opportunity to ask questions.
To ask a question, you may press star then one on your telephone keypad.
To withdraw your question, please press Star then two.
Please note this event is being recorded.
I would now like to turn the conference over to Vance Sherrard, Vice President, Investor Relations.
Please go ahead.
C Thank you.
Drew Good morning and thank you for joining the Jack Henry fourth quarter and full year fiscal 2026 earnings call.
Joining me today are Greg Adelson, President and CEO, and Mimi Carsley, CFO and Treasurer.
Following my opening remarks, Greg will provide a summary of our quarterly and annual results along with updates on our operations and strategic initiatives.
Mimi will then discuss the financial results and fiscal 2027 guidance provided in yesterday's press release, which is available at the Investor Relations section of the Jack Henry website.
Afterward, we will open the lines for a Q and A session.
Please note that this call includes forward looking statements which involve risks and uncertainties that could cause actual results to differ materially from our expectations.
The Company is not obligated to update or revise these statements.
For a summary of risk factors and additional information that could cause actual results to differ materially from such forward looking statements, refer to yesterday's press release and the Risk factors and and forward looking Statements sections in our 10K.
During this call we will discuss non GAAP financial measures such as non GAAP revenue and non GAAP operating income.
Reconciliations for these measures are included in yesterday's press release.
Now I will hand the call over to Greg.
A Thank you Vance Good morning everyone and thank you for joining us today.
I want to start by recognizing our associates.
Their hard work and unwavering focus on culture, service innovation, strategy and execution helped deliver an historic year for Jack Henry.
Today I will cover three main takeaways from the quarter and fiscal year before diving deeper into our overall business.
First, we delivered record financial performance in both the fourth quarter and full fiscal year.
In Q4, our non GAAP revenue was $633 million, up 7% over last year's fourth quarter and significantly higher than the implied guidance we provided for the quarter.