SYF Q2 EPS $2.59 vs. est. $2.13; Q2 net Income fell 8% yr/yr to $885M; Q2 tangible book value per share $42.01; Q2 CET1 capital ratio 13.2%;

SYF Q2 EPS $2.59 vs. est. $2.13; Q2 net Income fell 8% yr/yr to $885M; Q2 tangible book value per share $42.01; Q2 CET1 capital ratio 13.2%; Q2 Revenue of $3.72B (+1.9% Y/Y) misses by $10M; Q2 average active accounts were flat at 68.3M; Q2 Net interest margin increased 30 basis points to 15.08%.