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C Citigroup: outlook FY nii ex-markets up about 5 – 6% - Outlook FY U.S. cards NCL range 4.0% – 4.5% - presentation - Expect repurchases in

C Citigroup: outlook FY nii ex-markets up about 5 – 6% - Outlook FY U.S. cards NCL range 4.0% – 4.5% - presentation - Expect repurchases in 2026 to be higher than in 2025 - Targeting 10-11% rotce in 2026 - Outlook near-term rev in mid-single-digits cagr ex-lf & ri - Outlook medium term rotce about 14-15%

C

C Citigroup: outlook FY nii ex-markets up about 5 – 6% - Outlook FY U.S. cards NCL range 4.0% – 4.5% - presentation - Expect repurchases in 2026 to be higher than in 2025 - Targeting 10-11% rotce in 2026 - Outlook near-term rev in mid-single-digits cagr ex-lf & ri - Outlook medium term rotce about 14-15%