Bitcoin Adoption by Major Banks 'Accelerating, But Still Early,' Says Michael Saylor as New Index Ranks JPMorgan, Goldman Sachs, and Others

Michael Saylor introduced on Monday the “Bitcoin Banking Adoption Index” developed by Strategy Inc. (NASDAQ: MSTR ), which evaluates the level of Bitcoin (CRYPTO: BTC) adoption among leading banks and financial institutions.

Bitcoin Adoption In Early Stages, Says Saylor The index, first revealed by Strategy CEO Phong Le on X, scores top institutions such as Fidelity at 71%, Goldman Sachs Group Inc. (NYSE: GS ) at 45%, and JPMorgan Chase & Co. (NYSE: JPM ) at 43% across categories, including trading, custody, exchange-traded products, stablecoins, blockchain products, margin, and leadership.

The overall adoption was at 32%. “Major-bank Bitcoin adoption is accelerating, but still early,” Saylor said.

We have introduced the Bitcoin Banking Adoption Index.

Major-bank Bitcoin adoption is accelerating, but still early: 32% overall as measured by the index. $BTC — Michael Saylor (@saylor) July 13, 2026 Future Of Bitcoin-Based Banking Saylor has repeatedly emphasized that “limited banking acceptance” is one of the primary obstacles to the growth of his company and the wider Bitcoin treasury industry.

The Strategy co-founder argues that major U.S. banks purchasing, selling, and custodying Bitcoin, as well as issuing credit and margin lines against the asset, might be "great" for all parties involved.

He strongly encourages lobbying banks to move in this direction.

Saylor also criticized traditional rating agencies for f ailing to recognize Bitcoin’s value as collateral, which prevents people from borrowing against the asset Read Also: Bitcoin Bears Are Getting Weaker Despite Drop to $62,000, Analyst Argues No Respite From Ongoing Pain The new index arrives amid a challenging period for Strategy, the world’s largest Bitcoin holder, which is currently sitting on nearly $11 billion in unrealized losses on its BTC holdings.

The MSTR stock has declined by nearly 40% year-to-date, as the company—once celebrated as Bitcoin’s ultimate HODLer— has started routinely selling BTC.

Price Action: At the time of writing, BTC was exchanging hands at $62,486.46, down 0.54% in the last 24 hours, according to data Pro.

Strategy shares fell 0.33% in after-hours trading after closing 2.68% lower at $92.10 during Monday’s regular trading session.

Edge Stock Rankings indicate that Strategy stock has underperformed with a weaker price trend across short-, medium-, and long-term timeframes.

Read Also: Bitcoin Plummets Below $63,000: Why Is BTC Going Down Again? Photo: Ryvius on Shutterstock.com